Chong Li You are next vintage shirt

You can use it to someone's face, though -- but it's still generally said affectionately (if pityingly). For example, if my friend did something really stupid, was particularly gullible and fell for an obvious joke, or just didn't use their common sense, it'd be very common to look them in the eye, frown a bit, and say, "Bless your heart." 

📷

Buy this shirt:  Chong Li You are next vintage shirt

Home: https://nemoshirt.com/